One-liner: a crisis-response subsidised loan from the Institut Valencià de Finances (IVF) for the Comunitat Valenciana's agricultural/agrifood value chain — fixed 1.5% rate, up to €1M, launched 2026 as part of IVF's post-DANA / cost-shock response lines. The most agrotech-specific instrument in this sweep — relevant to any agrotech founder with a manufacturing or primary-production component.
Status: live loan line; bases consolidated 11 May 2026. Exact application-window close date not shown on the landing page (IVF frames these "anticrisis" lines as rolling while budget lasts, consistent with its other bonified lines) —
#status/verifyon the exact close.
What you get
- Loan €100,000–€1,000,000 (circulante/working-capital sub-limit capped at €450,000).
- Fixed interest rate 1.5% — cheaper than the general Pyme Inversión line's 1.75%, reflecting the crisis-support framing.
- No opening or early-cancellation commissions.
- Term: investment operations 4–10 years (up to 3yr grace); circulante operations 1–4 years (up to 1yr grace).
Who it's for
- Mercantile societies and cooperatives in the agricultural, livestock, forestry, fishing, aquaculture, agrifood-manufacturing, and agrifood-wholesale sectors (CNAE 01, 02, 03, 10, 11, 46.2, 46.3).
- Establishment in the Comunitat Valenciana, current on tax/Social Security obligations.
Eligible costs
- Fixed assets: land acquisition, building construction, agricultural infrastructure, renewable-energy installations, machinery, equipment, vehicles, intangible assets.
- Circulante: payroll, supplier payments, inventory — operational liquidity needs.
How to apply
- IVF loan portal → prestamos.ivf.es (electronic, "SOLICITAR" button on the line page).
- Consult the full bases PDF before applying (linked below) — landing page is a summary only.
Key facts
- Legal basis / bases document: "Texto consolidado Línea Agro Anticrisis" (11 May 2026).
- Sits alongside IVF's other 2026 crisis-response lines: IVF Liquidez Anticrisis 2026 (broader sector scope, up to €5M) and the pre-existing IVF DANA recovery line (flood-specific, 0% cost) — IVF is actively adapting its loan book to successive shocks (DANA flooding → cost-of-living/energy → geopolitical) rather than running a single static product catalogue.
Relations
- Run by: IVF
- See also: IVF Liquidez Anticrisis 2026
- See also: IVF Pyme Inversion 2026
- See also: IVF General
- See also: Agrotech (niche)